Conference Program

08:00am - 6:00pm Registration
09:00am - 12:00nn
“Discover ABA” Session (Venue: Isabela Ballroom)
This session will focus on current economic and banking financial sector condition in the member banks’ and partners’ respective countries.
Invited Presenters
9:00am - 10:05am Association of Credit Rating Agencies in Asia (ACRAA)
Topic: Sustainable Financing

Speakers:
9:00am - 9:05am


A Brief on ACRAA
Introduction of ACRAA Speakers
By: Mr. Santiago F. Dumlao, Jr., Secretary General, ACRAA
9:05am - 9:25am


Lead Presentation: “Update on the Japan Sustainable Finance Market”
By: Ms. Atsuko Kajiwara, Head of Sustainable Finance Evaluation, Japan Credit Rating Agency
9:25am - 9:35am “The Green Bond Market in Thailand”
By: Mr. Sakda Pongcharoenyong, President, TRIS Rating Co.,
9:35am - 9:45am


“The ESG Risk and Evaluation in China”
By: Chairman Luo Guang and Ms. Stella Chang, Head of International Business, Golden Credit Rating International
9:45am - 9:55am


“Overview of Sustainable Finance and Evaluation in Taiwan”
By: Ms. Grace Lee, President and CEO, Taiwan Ratings Corporation
9:55am - 10:05am Open Forum
Moderator: Mr. Satoshi Nakagawa, Chairman, ACRAA
10:05am - 10:30am



Bank of Maldives (BML)
Speaker: Mr. Mohamed Shareef, Deputy CEO
Topic: BML’s Journey Towards Financial Inclusion
The presentation by Bank of Maldives will focus on the Bank’s journey towards financial inclusion through cards and digital optimization. It will also touch at a high level on the progress the Bank has made so far.
10:30am - 10:45am Coffee Break
10:45am - 11:10am Rizal Commercial Banking Corporation (RCBC)
Speaker: Mr. Raymundo Roxas, President, Rizal Microbank
Topic: RCBC’s Experience in Microfinance
RCBC will present its experience, best practices, and expertise in microfinance. It will provide an opportunity for the presenter and delegates to exchange ideas and share knowledge on the topic with the objective to sustain and grow banking operations.
11:10am - 11:35am Fintelekt Advisory Services
Speaker: Mr. Shirish Pathak, Managing Director
Topic: AML/CFT: What Do Regulators Really Expect from Banks?
It is no secret that banking regulators and financial intelligence units are crucial on the future well-being and survival of a bank or financial institution. This session will provide a clear objective as to what do regulators really expect when unsavoury incidents take place.
11:35am - 12:00nn CTBC Financial Holding Group
Speaker: Mr. Titan Chia, Chief Technology Officer
Topic: CTBC’s Digital Strategy: Creating Value from Digital Transformation
The speaker will share his organization’s digital transformation experience and outcomes. Through this, the delegates would be given the opportunity to exchange views and share knowledge and learnings towards achieving digital transformation.

Invited Session Chairman:
Mr. Oliver Hoffmann, Managing Director, Head of Asia, Erste Group Bank

12:00nn - 1:15pm Lunch (Venue: Isabela Dining)
1:15pm - 2:45pm
Host Bank Special Session (Venue: Isabela Ballroom)
This special session will be organized by the Philippine National Bank as host organization and will feature invited speakers who will share their views on issue/s of current interest to the banking industry
Invited Speakers:
Mr. Wick Veloso, President and CEO, PNB
Topic: Digital Innovation: Challenges and Opportunities from the Perspective of a Philippine Bank
The President and CEO of the Philippine National Bank will talk about the overview of the key trends in the digital banking in the Philippines, top challenges that banks are facing, and digital banking opportunities in the PH.

Mr. Michael Lor, Senior Advisor Asia Pacific, EFMA
Topic: Global Trends in Retail Banking Innovations
This presentation will focus on the latest trends in retail banking innovations and digitalization drawn from EFMA collection of reports and case studies.

Mr. John Berry, Special Adviser, EFMA
Topic: Digital Distribution
This session will focus on how technology is now becoming an enabler for banks and non-banks to widen opportunities.

Dr. Jeremy Sosabowski, CEO and Co-Founder, AlgoDynamix UK
Topic: Forecasting Risk in Financial Markets Through Artificial Intelligence
The speaker will talk about how Artificial Intelligence is being used in a bank’s operations for automation and/or other needs especially to capital markets/financial markets business.

Invited Session Chairman: To be advised

2:45pm - 3:00pm Coffee Break
3:00pm - 5:00pm
Special Presentations (Venue: Isabela Ballroom)
Experts from Knowledge Partners and associates of the Asian Bankers Association will be invited to make presentations on topics of special interest to members.
Invited Presenters
3:00pm - 3:20pm Nicholas Turner, Registered Foreign Lawyer (New York, USA), Clifford Chance
Topic: Mitigating the Sanctions Risk in AML Compliance
This session will explore recent regulatory trends and enforcement cases that highlight the intersection of sanctions and compliance, and suggested how banks can use their existing KYC and monitoring tools to effectively identify sanctions risks and meet regulatory expectations
3:20pm - 3:40pm Alon Cliff Tavor, Principal, Oliver Wyman
Topic: Cybercrime and Cybersecurity
3:40pm - 4:00pm Raymond Baker, Founder and President, Global Financial Integrity
Topic: To be advised
4:00pm - 5:00pm Cyber War Game (Simulation of Cyber Attack)
The session will feature a simulated, table-top cyber “war game” that will enable the participants – segregated into various various sub-groups composed of commercial banks each and sub-groups of composed of regulators each – to discuss among themselves the appropriate steps to take in the event of a cyber attack.

Facilitator: Mr. Charles Bretz, Director of Payment Risk, Financial Services Information Sharing and Analysis Center (FS-ISAC)

Invited Session Chairman:
Mr. Mostafa Beheshti Rouy, Member of the Board of Directors, Bank Pasargad; Member of the ABA Board of Directors

5:00pm - 6:15pm Meeting of the ABA Policy Advocacy Committee (Venue: Manila A)
5:15pm - 6:15pm
Advisory Council Meeting (Venue: Mandaluyong) (Open only to Members of the Advisory Council)
6:15pm - 7:15pm
57th ABA Board of Directors’ Meeting (Venue: Manila B) (Open only to Members of the ABA Board of Directors)
7:30pm - 9:30pm Welcome Cocktails/Dinner (Venue: Isabela Ballroom)
Morning/Afternoon Spouses Program (To be advised)
NOVEMBER 15
36th ABA GENERAL MEETING AND CONFERENCE THEME: RESHAPING THE ASIAN FINANCIAL LANDSCAPE

Financial system transformation across the Asian region is caused by the economic and geopolitical developments as well as the continued presence of new financial technologies and start-ups. Through this conference, factors such as Asian economic outlook, economic consequences of Brexit, ongoing trade war between major economies on the Asian region, Asia’s take on the rapid adoption of financial technologies, and the effect of FinTech on customer experience, other stockholders, and on the regulatory environment would be further examined.
08:00am Registration
08:30am - 10:00am
Opening Ceremony (Venue: Isabela Ballroom)
  • Welcome Remarks by Mr. Jose Arnulfo A. Veloso, President and CEO, Philippine National Bank
  • Welcome Statement by Mr. Jonathan Alles, Chairman, Asian Bankers Association and Managing Director and CEO, Hatton National Bank
  • Special Address by a High-Ranking Government Official from the Philippines

10:00am - 10:15am Coffee Break
10:00am - 10:30am Press Conference (Venue: Manila B)
10:15am - 11:30am
Plenary Session One: Global Economic Outlook: What Lies Ahead for Asian Banks (Venue: Isabela Ballroom)
This session will talk about key factors including financial stress, financial pressure, trade tensions, and declining growth shaping the global economy in the succeeding years, and the risks and opportunities that come with these factors and their effect on banks.
Invited Speakers:
Priyanka Kishore, Head India and South East Asia Economics, Oxford Economics
Dr. Le Xia, Chief Economist for Asia, BBVA Research Department
Invited Panelists:
Paul Tang, Chief Economist, Economic Research Dept., Strategic Planning & Control Division, The Bank of East Asia, Ltd
Michael McGauran, Financial Services Strategy Consulting Partner, PricewaterhouseCoopers Singapore
Invited Session Chairman
Wolfram Hedrich, Partner at Oliver Wyman and Executive Director at Marsh & McLennan Companies Asia Pacific Risk Center

11:30am - 12:45pm
Plenary Session Two: Financial Inclusion: Banking the MSMEs (Venue: Isabela Ballroom)
Through the rapid change in the Asian economic environment, micro and small and medium enterprises are observed to be crucial for the growth and development of every developing or developed Asian country. This gives opportunity to banks to widen their customer base through offering financial services and products. The session will focus on how banks can take advantage of the said opportunity to satisfy the financial needs of the MSME market.
Invited Speakers:
Isaku Endo, Senior Financial Sector Specialist, Finance, Competitiveness and Innovation, The World Bank
Topic: To be advised
Dr. Jeremy Sosabowski, CEO and Co-Founder, AlgoDynamix UK
Topic: Experience of London as World’s Leading Fintech Centre in Delivering Innovation to the MSME Sector
Invited Panelists
Eugene S Acevedo, President and Chief Executive Officer, Rizal Commercial Banking Corporation
Pia Roman-Tayag, Managing Director, Center for Learning and Inclusion Advocacy, Bangko Sentral ng Pilipinas
Corazon Conde, Head, Consulting Group, Association of Development Financing Institutions in Asia and the Pacific (ADFIAP)
Invited Session Chairman
John Berry, Special Adviser, EFMA

12:45pm - 2:15pm Lunch (Venue: Isabela Dining)
2:15pm - 3:30pm
Plenary Session Three: Is Asia Ready to Go Cashless? (Venue: Isabela Ballroom)
Opportunity to go cashless is growing due to different factors such as the rise in internet and smartphone usage, and the growing digitally savvy population. Through this session, the speakers would be able to share their views and knowledge on the digital trend and its effect to the society and investment opportunities, and also to assess whether Asia is ready to become a cashless society. On the other hand, risks will also be tackled as part of the impacts of going cashless.
Invited Speakers:
Michael Yeo, Senior Analyst, IDC Financial Insights
Jirayut Srupsrisopa, Co-Founder and Group CEO, Bitkub Capital Group Holdings Co. Ltd.
Invited Panelists:
Anthony Thomas, President and CEO, Globe Fintech, Innovations, Inc., Mynt
Shee Tse Koon, Managing Director – Singapore Country Head, DBS Bank
Rajan S. Narayan, CEO, Cyberbeat Pte. Ltd.
Invited Session Chairman
Marcus H. Langston, Regional Head – Asia, Euromoney and Asiamoney

3:30pm - 3:45pm Coffee Break
3:45pm - 5:00pm
Plenary Session Four: Role of the Regulator in Developing an Effective Digital Ecosystem (Venue: Isabela Ballroom)
One of the main causes of financial services transformation is digital revolution. In Asia, the rise in digital banking is caused by the increased usage of internet and smartphones. However, given its convenience and excellent service, risks couldn’t be avoided. In this session, the speaker will focus on the issues brought out by digital banking and its risks, and how these issues are being addressed by various banking sectors. This session will also focus on how regulators can encourage financial innovation given the risks that come with it.
Invited Speakers:
Chuchi Fonacier, Deputy Governor, Financial Supervision Sector, Bangko Sentral ng Pilipinas
Dr. Shahab Javanmardy, CEO, FANAP Holding Company
Topic: How RegTech could shape and accelerate digital ecosystem establishment
Invited Panelists
Darmashri Kumaratunge, Director of Payments and Settlements, Central Bank of Sri Lanka
Subas Roy, Partner, Digital Technology and Operations, and Finance and Risk Practice, Oliver Wyman, and Chair of the International RegTech Association
Invited Session Chairman
Jonathan Alles, Chairman, ABA and Managing Director/CEO Hatton National Bank

5:00pm - 5:45pm 36th ABA General Meeting Proper (Venue: Isabela Ballroom)
ABA Chairman’s Report
6:30pm Farewell Dinner (Venue: Isabela Ballroom)
NOVEMBER 16 Full-day Optional Tour
Departure of delegates

Conference Program

November 14 (8:00am - 6:00pm)
Registration

November 14 (9:00am - 12:00nn)
“Discover ABA” Session
(Venue: Isabela Ballroom)

This session will focus on current economic and banking financial sector condition in the member banks’ and partners’ respective countries.

Invited Presenters:

November 14 (9:00am - 10:05am)

Association of Credit Rating Agencies in Asia (ACRAA)

Topic: Sustainable Financing

Speakers:

November 14 (9:00am - 9:05am)

A Brief on ACRAA.
Introduction of ACRAA Speakers
By: Mr. Santiago F. Dumlao, Jr., Secretary General, ACRAA

November 14 (9:05am - 9:25am)

Lead Presentation: “Update on the Japan Sustainable Finance Market”
By: Ms. Atsuko Kajiwara, Head of Sustainable Finance Evaluation, Japan Credit Rating Agency

November 14 (9:25am - 9:35am)

“The Green Bond Market in Thailand”
By: Mr. Sakda Pongcharoenyong, President, TRIS Rating Co.,

November 14 (9:35am - 9:45am)

“The ESG Risk and Evaluation in China”
By: Chairman Luo Guang and Ms. Stella Chang, Head of International Business, Golden Credit Rating International

November 14 (9:45am - 9:55am)

“Overview of Sustainable Finance and Evaluation in Taiwan”
By: Ms. Grace Lee, President and CEO, Taiwan Ratings Corporation

November 14 (9:55am - 10:05am)

Open Forum
Moderator: Mr. Satoshi Nakagawa, Chairman, ACRAA

November 14 (10:05am - 10:30am)

Bank of Maldives (BML)

Speaker: Mr. Mohamed Shareef, Deputy CEO
Topic: BML’s Journey Towards Financial Inclusion

The presentation by Bank of Maldives will focus on the Bank’s journey towards financial inclusion through cards and digital optimization. It will also touch at a high level on the progress the Bank has made so far.

November 14 (10:30am - 10:45am)

Coffee Break

November 14 (10:45am - 11:10am)

Rizal Commercial Banking Corporation (RCBC)

Speaker: Mr. Raymundo Roxas, President, Rizal Microbank
Topic: RCBC’s Experience in Microfinance

RCBC will present its experience, best practices, and expertise in microfinance. It will provide an opportunity for the presenter and delegates to exchange ideas and share knowledge on the topic with the objective to sustain and grow banking operations.

November 14 (11:10am - 11:35am)

Fintelekt Advisory Services

Speaker: Mr. Shirish Pathak, Managing Director
Topic: AML/CFT: What Do Regulators Really Expect from Banks?

It is no secret that banking regulators and financial intelligence units are crucial on the future well-being and survival of a bank or financial institution. This session will provide a clear objective as to what do regulators really expect when unsavoury incidents take place.

November 14 (11:35am - 12:00nn)

CTBC Financial Holding Group

Speaker: Mr. Titan Chia, Chief Technology Officer
Topic: CTBC’s Digital Strategy: Creating Value from Digital Transformation

The speaker will share his organization’s digital transformation experience and outcomes. Through this, the delegates would be given the opportunity to exchange views and share knowledge and learnings towards achieving digital transformation.

Invited Session Chairman:
Mr. Oliver Hoffmann, Managing Director, Head of Asia, Erste Group Bank


November 14 (12:00nn - 1:15pm)
Lunch (Venue: Isabela Dining)

November 14 (1:15pm - 2:45pm)
Host Bank Special Session
(Venue: Isabela Ballroom)

This special session will be organized by the Philippine National Bank as host organization and will feature invited speakers who will share their views on issue/s of current interest to the banking industry.

Invited Speakers:
Mr. Wick Veloso, President and CEO, PNB
Topic: Digital Innovation: Challenges and Opportunities from the Perspective of a Philippine Bank

The President and CEO of the Philippine National Bank will talk about the overview of the key trends in the digital banking in the Philippines, top challenges that banks are facing, and digital banking opportunities in the PH.

Mr. Michael Lor, Senior Advisor Asia Pacific, EFMA
Topic: Global Trends in Retail Banking Innovations

This presentation will focus on the latest trends in retail banking innovations and digitalization drawn from EFMA collection of reports and case studies.

Mr. John Berry, Special Adviser, EFMA
Topic: Digital Distribution

This session will focus on how technology is now becoming an enabler for banks and non-banks to widen opportunities.

Dr. Jeremy Sosabowski, CEO and Co-Founder, AlgoDynamix UK
Topic: Forecasting Risk in Financial Markets Through Artificial Intelligence

The speaker will talk about how Artificial Intelligence is being used in a bank’s operations for automation and/or other needs especially to capital markets/financial markets business.

Invited Session Chairman: To be advised


November 14 (2:45pm - 3:00pm)
Coffee Break

November 14 (3:00pm - 5:00pm)
Special Presentations
(Venue: Isabela Ballroom)

Presentations of experts from knowledge partners and associates of ABA

Invited Speakers:

November 14 (3:00pm - 3:20pm)

Nicholas Turner, Registered Foreign Lawyer (New York, USA), Clifford Chance

Topic: Mitigating the Sanctions Risk in AML Compliance

This session will explore recent regulatory trends and enforcement cases that highlight the intersection of sanctions and compliance, and suggested how banks can use their existing KYC and monitoring tools to effectively identify sanctions risks and meet regulatory expectations

November 14 (3:20pm - 3:40pm)

Alon Cliff Tavor, Principal, Oliver Wyman

Topic: Cybercrime and Cybersecurity

November 14 (3:40pm - 4:00pm)

Raymond Baker, Founder and President, Global Financial Integrity

Topic: To be advised

November 14 (4:00pm - 5:00pm)

Cyber War Game (Simulation of Cyber Attack)

The session will feature a simulated, table-top cyber “war game” that will enable the participants – segregated into various various sub-groups composed of commercial banks each and sub-groups of composed of regulators each – to discuss among themselves the appropriate steps to take in the event of a cyber attack.

Facilitator: Mr. Charles Bretz, Director of Payment Risk, Financial Services Information Sharing and Analysis Center (FS-ISAC)

Invited Session Chairman:
Mr. Mostafa Beheshti Rouy, Member of the Board of Directors, Bank Pasargad; Member of the ABA Board of Directors


November 14 (5:00pm - 6:15pm)
Meeting of the ABA Policy Advocacy Committee (Venue: Manila A)

November 14 (5:15pm - 6:15pm)
Advisory Council Meeting (Venue: Mandaluyong)
(Open only to Members of the Advisory Council)

November 14 (6:15pm - 7:15pm)
57th ABA Board of Directors’ Meeting (Venue: Manila B)
(Open only to Members of the ABA Board of Directors)

November 14 (7:30pm - 9:30pm)
Welcome Cocktails/Dinner
(Venue: Isabela Ballroom)

November 14 (Morning/Afternoon)
Spouses Program (To be advised)

Conference Program

November 15
36th ABA GENERAL MEETING AND CONFERENCE THEME: RESHAPING THE ASIAN FINANCIAL LANDSCAPE

Financial system transformation across the Asian region is caused by the economic and geopolitical developments as well as the continued presence of new financial technologies and start-ups. Through this conference, factors such as Asian economic outlook, economic consequences of Brexit, ongoing trade war between major economies on the Asian region, Asia’s take on the rapid adoption of financial technologies, and the effect of FinTech on customer experience, other stockholders, and on the regulatory environment would be further examined.


November 15 (8:00am)
Registration

November 15 (8:30am - 10:00am)
Opening Ceremony
(Venue: Isabela Ballroom)

Welcome Remarks by Mr. Jose Arnulfo A. Veloso, President and CEO, Philippine National Bank

Welcome Statement by Mr. Jonathan Alles, Chairman, Asian Bankers Association and Managing Director and CEO, Hatton National Bank

Special Address by a High-Ranking Government Official from the Philippines


November 15 (10:00am - 10:15am)
Coffee Break

November 15 (10:00am - 10:30am)
Press Conference
(Venue: Manila B)

November 15 (10:15am - 11:30am)
Plenary Session One: Global Economic Outlook: What Lies Ahead for Asian Banks
(Venue: Isabela Ballroom)

This session will talk about key factors including financial stress, financial pressure, trade tensions, and declining growth shaping the global economy in the succeeding years, and the risks and opportunities that come with these factors and their effect on banks.

Invited Speakers:
Priyanka Kishore, Head India and South East Asia Economics, Oxford Economics

Dr. Le Xia, Chief Economist for Asia, BBVA Research Department

Invited Panelists:
Paul Tang, Chief Economist, Economic Research Dept., Strategic Planning & Control Division, The Bank of East Asia, Ltd

Michael McGauran, Financial Services Strategy Consulting Partner, PricewaterhouseCoopers Singapore

Invited Session Chairman
Wolfram Hedrich, Partner at Oliver Wyman and Executive Director at Marsh & McLennan Companies Asia Pacific Risk Center


November 15 (11:30am - 12:45pm)
Plenary Session Two: Financial Inclusion: Banking the MSMEs
(Venue: Isabela Ballroom)

Through the rapid change in the Asian economic environment, micro and small and medium enterprises are observed to be crucial for the growth and development of every developing or developed Asian country. This gives opportunity to banks to widen their customer base through offering financial services and products. The session will focus on how banks can take advantage of the said opportunity to satisfy the financial needs of the MSME market.

Invited Speakers:
Isaku Endo, Senior Financial Sector Specialist, Finance, Competitiveness and Innovation, The World Bank
Topic: To be advised

Dr. Jeremy Sosabowski, CEO and Co-Founder, AlgoDynamix UK
Topic: Experience of London as World’s Leading Fintech Centre in Delivering Innovation to the MSME Sector

Invited Panelists:
Eugene S Acevedo, President and Chief Executive Officer, Rizal Commercial Banking Corporation

Pia Roman-Tayag, Managing Director, Center for Learning and Inclusion Advocacy, Bangko Sentral ng Pilipinas

Corazon Conde, Head, Consulting Group, Association of Development Financing Institutions in Asia and the Pacific (ADFIAP)

Invited Session Chairman
John Berry, Special Adviser, EFMA


November 15 (12:45pm - 2:15pm)
Lunch
(Venue: Isabela Dining)

November 15 (2:15pm - 3:30pm)
Plenary Session Three: Is Asia Ready to Go Cashless?
(Venue: Isabela Ballroom)

Opportunity to go cashless is growing due to different factors such as the rise in internet and smartphone usage, and the growing digitally savvy population. Through this session, the speakers would be able to share their views and knowledge on the digital trend and its effect to the society and investment opportunities, and also to assess whether Asia is ready to become a cashless society. On the other hand, risks will also be tackled as part of the impacts of going cashless.

Invited Speakers:
Michael Yeo, Senior Analyst, IDC Financial Insights

Jirayut Srupsrisopa, Co-Founder and Group CEO, Bitkub Capital Group Holdings Co. Ltd.

Invited Panelists:
Anthony Thomas, President and CEO, Globe Fintech, Innovations, Inc., Mynt

Shee Tse Koon, Managing Director – Singapore Country Head, DBS Bank

Rajan S. Narayan, CEO, Cyberbeat Pte. Ltd.

Invited Session Chairman
Marcus H. Langston, Regional Head – Asia, Euromoney and Asiamoney


November 15 (3:30pm - 3:45pm)
Coffee Break

November 15 (3:45pm - 5:00pm)
Plenary Session Four: Role of the Regulator in Developing an Effective Digital Ecosystem
(Venue: Isabela Ballroom)

One of the main causes of financial services transformation is digital revolution. In Asia, the rise in digital banking is caused by the increased usage of internet and smartphones. However, given its convenience and excellent service, risks couldn’t be avoided. In this session, the speaker will focus on the issues brought out by digital banking and its risks, and how these issues are being addressed by various banking sectors. This session will also focus on how regulators can encourage financial innovation given the risks that come with it.

Invited Speakers:
Chuchi Fonacier, Deputy Governor, Financial Supervision Sector, Bangko Sentral ng Pilipinas

Dr. Shahab Javanmardy, CEO, FANAP Holding Company
Topic: How RegTech could shape and accelerate digital ecosystem establishment

Invited Panelists:
Darmashri Kumaratunge, Director of Payments and Settlements, Central Bank of Sri Lanka

Subas Roy, Partner, Digital Technology and Operations, and Finance and Risk Practice, Oliver Wyman, and Chair of the International RegTech Association

Invited Session Chairman
Jonathan Alles, Chairman, ABA and Managing Director/CEO Hatton National Bank


November 15 (5:00pm - 5:45pm)
36th ABA General Meeting Proper
(Venue: Isabela Ballroom)

ABA Chairman’s Report

November 15 (6:30pm)
Farewell Dinner
(Venue: Isabela Ballroom)

Conference Program

November 16
Full-day Optional Tour
Departure of delegates

Conference Venue


Conference Venue